Khalti Digital Wallet (Nepal)

Khalti Digital Wallet (Nepal) is the country's most trusted mobile payment app, now strengthened through a merger with IME Pay that brings together decades of remittance expertise with cutting-edge digital innovation. Whether you're managing daily expenses or planning for the future, this all-in-one wallet simplifies every financial transaction.

Earn more with every purchase through Daami Points, a unified rewards system combining benefits from both Khalti and IME Pay. The Super Wallet feature unlocks exclusive perks as you engage with the app, while a competitive 3% interest rate on your wallet balance helps your money grow effortlessly. For those focused on savings, Smart Deposit—Nepal's first wallet-based recurring deposit—lets you save as little as Rs. 100 regularly and earn attractive returns through a partnership with Manjushree Finance.

Handle all your essential payments in one place. Top up your mobile with NTC, Ncell, or data packs instantly. Pay utility bills for electricity, water, internet, cable TV, and landline services from trusted providers. Book domestic flights with real-time availability from airlines like Buddha, Yeti, and Shree. Education fees, government services, insurance premiums, EMIs, and credit card bills are all manageable directly from your phone. Indrive drivers benefit from seamless topup functionality.

Send and receive money domestically through City Express, Bhatbhateni, Nepal Remit, and other trusted partners, or access international remittances via WorldRemit and Remitly. Transfer funds to any major Nepali bank account instantly with Khalti Bank Direct, or request money from friends and family with a single tap. At thousands of local businesses—from your neighborhood kirana pasal to restaurants, clinics, and fashion stores—simply scan and pay with Khalti's QR code feature.

Shop conveniently through Khalti Bazaar, featuring brands like Cowmandu and The Village Café. Apply promo codes and coupons at checkout for instant cashback, and redeem Daami Points for exciting rewards. Loading your wallet is flexible: choose from mobile or internet banking, debit or credit cards, Khalti Pasals, Sewa Kendras, or direct bank deposits.

Security and ease go hand-in-hand. Upgrade your account with KYC verification for smoother transactions and enhanced protection. The merged experience means IME Pay users enjoy a hassle-free transition—all wallet balances, points, and transaction history migrate seamlessly with just one login required.

Khalti Digital Wallet (Nepal) represents a movement toward financial accessibility and empowerment, supporting you from everyday recharges to long-term savings goals.